Credit cards for those with bad credit – Do you have bad credit? You’re not alone. In fact, according to a recent report from the Federal Reserve, almost 30% of Americans have “subprime” credit scores.
3º – Capital One® Secured Mastercard®
If you have bad credit but want a card with rewards, the Capital One® Secured Mastercard® is a good option. This card offers 2% cash back on all purchases, which is higher than most secured cards. You also get a $200 sign-up bonus after spending $500 in the first 3 months. The biggest downside of this card is that it has a $39 annual fee.
There is no annual fee, and you can earn cash back rewards on your purchases. credit cards for those with bad credit.
That means they fall below the threshold for getting the best interest rates on loans, credit cards, and other financial products. But just because you have bad credit doesn’t mean you can’t get a credit card.