Credit cards for those with bad credit – Do you have bad credit? You’re not alone. In fact, according to a recent report from the Federal Reserve, almost 30% of Americans have “subprime” credit scores.

Discover it® Secured Card – No Annual Fee


The Discover it® Secured Card – No Annual Fee is a great credit card for those with bad credit. It offers a 0% APR on purchases and balance transfers for the first 12 months, and then the standard variable APR of 21.49% applies.

There is no annual fee, and you can earn cash back rewards on your purchases. credit cards for those with bad credit.

That means they fall below the threshold for getting the best interest rates on loans, credit cards, and other financial products. But just because you have bad credit doesn’t mean you can’t get a credit card.


By jonathan

I've never been someone who's afraid of taking risks. I'm always willing to try new things and meet new people, so I started a blog as a way to experiment with my writing skills. It started out small, but it was enough to get me interested in blogging professionally, which led me here.