It’s that time of year again when people are starting to think about their holiday spending and what new credit cards they might want to apply for. In this article, we’ll take a look at the top credit cards on the market for 2022, and help you decide which one is right for you.
Bank Of America® Customized Cash Rewards Credit Card
Bank of America® offers a customizable cash rewards credit card that can help you earn extra money.
One of the best credit cards for earning cash rewards is the Bank of America® Customized Cash Rewards Credit Card. This card allows you to customize your rewards program to fit your needs. You can choose to earn cash back, miles, or points based on your spending habits.
The Bank of America® Customized Cash Rewards Credit Card also has an excellent rate of interest. This card has a low APR and no annual fee. It’s also accepted at many popular retailers, so you can earn money while Shopping!
Wells Fargo Active Cash® Card
If you’re looking for a top credit card, try the Wells Fargo Active Cash® Card. This card offers great benefits, including: a 0% introductory APR for 12 months, free access to online banking, and no annual fees. Plus, there’s no need to carry a balance or pay interest on your purchases. You can even use it for everyday spending.
The Wells Fargo Active Cash® Card is a great choice if you want a high-quality card that offers great benefits. It’s also one of the most popular cards on the market, so you’re likely to find the perfect offer available when you open an account.
Blue Cash Preferred® Card From American Express
One of the top credit cards for people who are looking for a card that offers a lot of benefits is the Blue Cash Preferred® Card from American Express. This card offers a number of benefits that can make your life a lot easier. For example, the Blue Cash Preferred® Card from American Express offers an annual fee that is waived the first year. Additionally, this card has no foreign transaction fees, which can be helpful if you frequently travel outside of the United States. The card also comes with a number of other benefits, such as:
-A 0% introductory APR on purchases and balance transfers for 12 months
-A $95 annual fee that is waived the first year
-Free access to airport lounges worldwide
-Up to $300 in travel credits each year
If you are looking for a card that offers a lot of benefits, the Blue Cash Preferred® Card from American Express is definitely worth considering.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is one of the best credit cards for those who want to earn rewards for their spending. The card offers a great rewards program and strong security features.
One of the most important benefits of the Chase Sapphire Preferred® Card is its point-based system. This system allows you to earn points for every dollar you spend, no matter what type of purchase it is. You can then use those points to redeem rewards, including gift cards and cash back.
The Chase Sapphire Preferred® Card also offers great security features. It has an annual fee of $0 for the first year, then $95 per year. However, the card has a 0% introductory APR for the first year and then a variable APR ranging from 14.24% to 23.99%. So, it’s a great option if you want a good credit score and low interest rates.
Citi Custom Cash℠ Card
If you are looking for a top credit card that offers great rewards and has low interest rates, the Citi Custom Cash℠ Card is a good option. This card has an annual percentage rate (APR) of only 12.99%. In addition, the card offers great rewards, including 2% cash back on all purchases and 1 point per dollar spent on all other purchases. You can also redeem your rewards for cash or merchandise. Finally, the card has no annual fees and no foreign transaction fees.